Last Updated: April 2, 2025
Last Updated: April 2, 2025
1. Acceptance of Terms
Welcome to Loan & Mortgage Calculator. By accessing or using our website at mortgage-calculator.space (the "Site"), you agree to be bound by these Terms of Service ("Terms"), our Privacy Policy, and any additional terms and conditions that may apply. If you do not agree with these Terms, please do not access or use our Site.
2. Description of Service
Loan & Mortgage Calculator provides online financial calculation tools, including mortgage calculators, loan calculators, debt-to-income ratio calculators, and other related financial tools and resources ("Services"). These Services are provided for informational and educational purposes only.
3. Disclaimer of Professional Advice
3.1 Informational Purposes Only
The information, calculations, and results provided through our Services are for general informational purposes only. They are not intended to constitute financial, legal, tax, or investment advice. The calculators provide estimates based on the information you input and various assumptions that may not apply to your specific situation.
3.2 Not a Substitute for Professional Advice
Our Services should not be relied upon as a substitute for professional financial advice. Actual loan terms, interest rates, and payment amounts may vary. We strongly recommend consulting with qualified financial advisors, mortgage brokers, lenders, or other relevant professionals before making any financial decisions.
4. User Responsibilities
4.1 Accuracy of Information
You are solely responsible for the accuracy of the information you input into our calculators. We do not verify or validate the information you provide.
4.2 Compliance with Laws
You agree to use our Site and Services in compliance with all applicable local, state, national, and international laws and regulations.
4.3 Prohibited Activities
You agree not to:
Use our Site in any manner that could disable, overburden, damage, or impair the Site
Use any robot, spider, or other automatic device to access our Site
Introduce any viruses, trojan horses, worms, or other harmful material
Attempt to gain unauthorized access to our systems or networks
Use our calculators for illegal or fraudulent purposes
Misrepresent your identity or affiliation with any person or entity
5. Intellectual Property Rights
5.1 Ownership
The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, and code) are owned by Loan & Mortgage Calculator, its licensors, or other providers and are protected by copyright, trademark, and other intellectual property laws.
5.2 Limited License
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Site and Services for your personal, non-commercial use, subject to these Terms.
5.3 Restrictions
You may not:
Reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site
Use any content for commercial purposes without our express written consent
Remove any copyright, trademark, or other proprietary notices from the Site
6. Third-Party Links and Services
Our Site may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We strongly advise you to read the terms and privacy policy of any third-party website you visit.
7. Data Collection and Privacy
Your use of our Site and Services is also governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy to understand our practices regarding data collection and use.
8. Limitation of Liability
8.1 Disclaimer of Warranties
THE SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
8.2 Accuracy of Calculations
We do not guarantee the accuracy, completeness, or usefulness of any calculations or information provided through our Services. Any reliance you place on such information is strictly at your own risk.
8.3 Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL LOAN & MORTGAGE CALCULATOR, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, OR ANY OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SITE OR SERVICES.
9. Indemnification
You agree to defend, indemnify, and hold harmless Loan & Mortgage Calculator, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.
10. Changes to Terms
We reserve the right to revise and update these Terms from time to time at our sole discretion. All changes are effective immediately when posted and apply to all access to and use of the Site thereafter. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.
11. Termination
We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Site will immediately cease.
12. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within the United States for the resolution of any disputes.
13. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable, such provision shall be eliminated or limited to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
14. Entire Agreement
These Terms, together with the Privacy Policy, constitute the entire agreement between you and Loan & Mortgage Calculator regarding your use of the Site and supersede all prior and contemporaneous written or oral agreements.
15. Contact Information
If you have any questions about these Terms, please contact us at:
Email: keirstephbussiness@gmail.com