Loan Calculator
Calculate your monthly payments based on loan amount, interest rate, and term.
The Loan calculator uses the amortization formula, which finds your monthly payment amount by determining what equal payment would be needed each month to fully pay off both the principal (what you borrowed) and the interest by the end of your loan term.
Mortgage Calculator
Estimate your monthly mortgage payments including principal and interest.
The Mortgage calculator works by first determining your loan amount, which is simply the home price minus your down payment. It then applies the same amortization formula used for other loans to calculate a fixed monthly payment that will fully pay off your mortgage by the end of the term.
Debt-to-Income Ratio Calculator
Evaluate your financial health and loan qualification potential.
The Debt-to-Income calculation requires just two pieces of information: your monthly debt payments and your gross monthly income. Monthly debt payments include all recurring obligations such as mortgage or rent, car loans, student loans, credit card minimums, and other debt payments. Gross monthly income represents your total earnings before any taxes or deductions are taken out.
Loan Comparison Tool
Compare two different loan offers to find the best option for you.
Loan comparison is the process of evaluating different loan offers to find the best one for your needs. The most important factor to consider is the interest rate, especially the APR (Annual Percentage Rate), because it shows how much the loan will really cost each year, including fees.
EMI Calculator
Calculate your Equated Monthly Installment for loans and mortgages.
An EMI calculator is a tool that helps you quickly find out how much you need to pay every month for a loan. You just enter the loan amount, interest rate, and loan term, and the calculator shows your monthly payment, called the EMI (Equated Monthly Installment). It also shows the total interest you’ll pay and the total amount you’ll repay. This makes it easier to plan your budget and compare different loan options before borrowing.
Interest Rate Trends
View historical interest rate trends to inform your financial decisions.